Tom Kemper

Retired
nl
Tom Kemper
69

3.26

M.€

83

years

Tom Kemper's matches

1968
Events Pts
Eredivisie
26
May
SPA
Sparta Rotterdam
1-1
SC Telstar
TEL
14
4.8
Eredivisie
12
May
SPA
Sparta Rotterdam
1-4
ADO Den Haag
ADO
44
4.7
Eredivisie
15
Apr
AJA
Sparta Rotterdam
3-0
Ajax
SPA
44
5.0
Eredivisie
10
Mar
SPA
Sparta Rotterdam
4-1
Amsterdam FC DWS
DWS
44
5.6
Eredivisie
18
Feb
SPA
Sparta Rotterdam
3-0
PSV
PSV
46
6.3
1967
Events Pts
Eredivisie
26
Dec
NAC
Sparta Rotterdam
1-0
NAC Breda
SPA
90
5.6
Eredivisie
24
Dec
SPA
Sparta Rotterdam
1-1
Feyenoord
FEY
90
6.5
Eredivisie
17
Dec
VVD
Sparta Rotterdam
1-1
VV Dos
SPA
90
6.3
Eredivisie
03
Dec
TEL
Sparta Rotterdam
1-3
SC Telstar
SPA
90
9.3
Eredivisie
12
Nov
SPA
Sparta Rotterdam
1-1
Fortuna 54
FOR
15
4.8
Eredivisie
08
Oct
SPA
Sparta Rotterdam
3-0
Xerxes
XER
44
5.6
Eredivisie
01
Oct
PSV
Sparta Rotterdam
1-5
PSV
SPA
44
6.0
Eredivisie
24
Sep
SPA
Sparta Rotterdam
0-0
Twente
TWE
90
6.0
Eredivisie
17
Sep
MVV
Sparta Rotterdam
0-0
MVV Maastricht
SPA
90
6.3
Eredivisie
10
Sep
SPA
Sparta Rotterdam
5-0
Sittardia
SIT
90
7.7
Eredivisie
03
Sep
DWS
Sparta Rotterdam
1-0
Amsterdam FC DWS
SPA
90
5.9
Eredivisie
27
Aug
SPA
Sparta Rotterdam
1-1
FC Volendam
VOL
90
6.0
Eredivisie
20
Aug
FEY
Sparta Rotterdam
3-1
Feyenoord
SPA
90
6.0
Eredivisie
13
Aug
SPA
Sparta Rotterdam
3-0
VV Dos
VVD
90
7.2
Eredivisie
21
May
SPA
Sparta Rotterdam
0-0
Sittardia
SIT
90
5.9
Eredivisie
14
May
TEL
Sparta Rotterdam
2-0
SC Telstar
SPA
90
5.4
Eredivisie
04
May
SPA
Sparta Rotterdam
2-0
Willem II
WIL
90
6.7
Eredivisie
30
Apr
MVV
Sparta Rotterdam
0-1
MVV Maastricht
SPA
90
6.8
Eredivisie
23
Apr
SPA
Sparta Rotterdam
1-0
Amsterdam FC DWS
DWS
90
6.7
Eredivisie
20
Apr
GRO
Sparta Rotterdam
0-0
Groningen
SPA
90
6.5
Eredivisie
09
Apr
TWE
Sparta Rotterdam
1-1
Twente
SPA
90
8.7
Eredivisie
27
Mar
SPA
Sparta Rotterdam
2-0
NAC Breda
NAC
90
6.9
Eredivisie
19
Mar
ELI
Sparta Rotterdam
1-1
Elinkwijk
SPA
90
6.2
Eredivisie
12
Mar
SPA
Sparta Rotterdam
2-0
Xerxes
XER
90
6.7
Eredivisie
05
Mar
ADO
Sparta Rotterdam
2-1
ADO Den Haag
SPA
90
6.0
Eredivisie
26
Feb
SPA
Sparta Rotterdam
4-0
Fortuna 54
FOR
90
7.4
Eredivisie
12
Feb
SPA
Sparta Rotterdam
2-1
Ajax
AJA
90
6.9
Eredivisie
29
Jan
FEY
Sparta Rotterdam
2-1
Feyenoord
SPA
90
6.2
Eredivisie
22
Jan
SPA
Sparta Rotterdam
1-0
Go Ahead Eagles
GAE
90
9.4
Eredivisie
15
Jan
VVD
Sparta Rotterdam
1-3
VV Dos
SPA
90
7.2
Eredivisie
01
Jan
SPA
Sparta Rotterdam
4-0
SC Telstar
TEL
90
7.4
1966
Events Pts
Eredivisie
26
Dec
PSV
Sparta Rotterdam
1-0
PSV
SPA
90
5.9
Eredivisie
18
Dec
SIT
Sparta Rotterdam
0-1
Sittardia
SPA
90
6.9
Eredivisie
04
Dec
SPA
Sparta Rotterdam
2-1
MVV Maastricht
MVV
90
6.5
Eredivisie
27
Nov
DWS
Sparta Rotterdam
1-0
Amsterdam FC DWS
SPA
90
5.9
Eredivisie
20
Nov
SPA
Sparta Rotterdam
1-0
Twente
TWE
90
6.5
Cup Winners Cup
16
Nov
SPA
Sparta Rotterdam
1-0
Servette
SER
90
6.6
Eredivisie
13
Nov
NAC
Sparta Rotterdam
1-1
NAC Breda
SPA
90
6.4
Cup Winners Cup
09
Nov
SER
Sparta Rotterdam
2-0
Servette
SPA
90
5.6
Eredivisie
30
Oct
SPA
Sparta Rotterdam
2-1
Elinkwijk
ELI
90
6.3
Eredivisie
23
Oct
XER
Sparta Rotterdam
0-0
Xerxes
SPA
90
6.4
Eredivisie
16
Oct
SPA
Sparta Rotterdam
4-2
ADO Den Haag
ADO
90
7.1
Eredivisie
09
Oct
FOR
Sparta Rotterdam
1-2
Fortuna 54
SPA
90
6.9
Cup Winners Cup
05
Oct
SPA
Sparta Rotterdam
6-0
Floriana FC
FLO
90
2
10.0
Eredivisie
02
Oct
SPA
Sparta Rotterdam
2-0
Groningen
GRO
90
6.9
Eredivisie
25
Sep
AJA
Sparta Rotterdam
5-0
Ajax
SPA
90
5.1
Cup Winners Cup
18
Sep
FLO
Sparta Rotterdam
1-1
Floriana FC
SPA
90
8.2
Eredivisie
11
Sep
SPA
Sparta Rotterdam
0-0
Feyenoord
FEY
90
6.5
Eredivisie
04
Sep
GAE
Sparta Rotterdam
2-4
Go Ahead Eagles
SPA
90
7.3
Eredivisie
28
Aug
SPA
Sparta Rotterdam
2-0
VV Dos
VVD
90
6.9
Eredivisie
21
Aug
WIL
Sparta Rotterdam
0-3
Willem II
SPA
90
7.6
Eredivisie
14
Aug
SPA
Sparta Rotterdam
0-0
PSV
PSV
90
6.4
Eredivisie
22
May
FOR
Sparta Rotterdam
4-3
Fortuna 54
SPA
90
5.9
Eredivisie
19
May
SPA
Sparta Rotterdam
1-0
Amsterdam FC DWS
DWS
90
6.8
Eredivisie
15
May
VVD
Sparta Rotterdam
5-1
VV Dos
SPA
90
5.0
Eredivisie
08
May
HER
Sparta Rotterdam
3-1
Heracles
SPA
90
5.5
Eredivisie
01
May
SPA
Sparta Rotterdam
0-3
Go Ahead Eagles
GAE
90
4.8
Eredivisie
24
Apr
TEL
Sparta Rotterdam
0-0
SC Telstar
SPA
90
6.4
Eredivisie
11
Apr
SPA
Sparta Rotterdam
1-1
PSV
PSV
90
6.2
Eredivisie
09
Apr
MVV
Sparta Rotterdam
2-4
MVV Maastricht
SPA
90
7.2
Eredivisie
03
Apr
SPA
Sparta Rotterdam
1-3
Ajax
AJA
90
6.4
Eredivisie
27
Mar
ELI
Sparta Rotterdam
1-2
Elinkwijk
SPA
90
6.8
Eredivisie
20
Mar
SPA
Sparta Rotterdam
0-2
Feyenoord
FEY
90
5.5
Eredivisie
13
Mar
TWE
Sparta Rotterdam
0-4
Twente
SPA
90
8.1
Eredivisie
06
Mar
SPA
Sparta Rotterdam
0-1
Willem II
WIL
90
5.4
Eredivisie
27
Feb
GRO
Sparta Rotterdam
1-0
Groningen
SPA
90
5.8
Eredivisie
06
Feb
SPA
Sparta Rotterdam
0-4
ADO Den Haag
ADO
90
4.7
Eredivisie
30
Jan
SPA
Sparta Rotterdam
2-1
Fortuna 54
FOR
90
6.5
Eredivisie
09
Jan
DWS
Sparta Rotterdam
1-1
Amsterdam FC DWS
SPA
90
6.6
1965
Events Pts
Eredivisie
26
Dec
SPA
Sparta Rotterdam
3-1
VV Dos
VVD
90
6.8
Eredivisie
12
Dec
SPA
Sparta Rotterdam
6-0
Heracles
HER
90
8.0
Eredivisie
24
Oct
SPA
Sparta Rotterdam
7-2
MVV Maastricht
MVV
90
7.8
Eredivisie
10
Oct
AJA
Sparta Rotterdam
0-1
Ajax
SPA
90
7.2
Eredivisie
29
Aug
SPA
Sparta Rotterdam
1-2
Groningen
GRO
46
5.3
Eredivisie
22
Aug
ADO
Sparta Rotterdam
2-2
ADO Den Haag
SPA
90
6.6
Eredivisie
02
May
SPA
Sparta Rotterdam
1-1
VV Dos
VVD
90
6.1
Eredivisie
25
Apr
MVV
Sparta Rotterdam
2-0
MVV Maastricht
SPA
90
5.5
Eredivisie
19
Apr
SPA
Sparta Rotterdam
2-2
Amsterdam FC DWS
DWS
90
6.3
Eredivisie
11
Apr
ADO
Sparta Rotterdam
1-0
ADO Den Haag
SPA
90
5.9
Eredivisie
04
Apr
SPA
Sparta Rotterdam
0-0
Go Ahead Eagles
GAE
90
6.1
Eredivisie
28
Mar
ENS
Sparta Rotterdam
1-1
SC Enschede
SPA
90
6.5
Eredivisie
21
Mar
SPA
Sparta Rotterdam
1-0
Fortuna 54
FOR
90
6.7
Eredivisie
07
Mar
FEY
Sparta Rotterdam
3-1
Feyenoord
SPA
90
6.0
Eredivisie
21
Feb
SPA
Sparta Rotterdam
2-2
PSV
PSV
90
6.3
Eredivisie
14
Feb
GRO
Sparta Rotterdam
1-2
Groningen
SPA
90
6.9
Eredivisie
07
Feb
SPA
Sparta Rotterdam
0-0
Ajax
AJA
90
6.4
Eredivisie
24
Jan
TEL
Sparta Rotterdam
1-0
SC Telstar
SPA
90
5.7
Eredivisie
17
Jan
SPA
Sparta Rotterdam
1-0
Sittardia
SIT
90
6.4
Eredivisie
03
Jan
SPA
Sparta Rotterdam
1-0
NAC Breda
NAC
90
6.6
1964
Events Pts
Eredivisie
20
Dec
VVD
Sparta Rotterdam
0-4
VV Dos
SPA
90
8.0
Eredivisie
13
Dec
SPA
Sparta Rotterdam
5-1
MVV Maastricht
MVV
90
7.5
Eredivisie
29
Nov
DWS
Sparta Rotterdam
7-1
Amsterdam FC DWS
SPA
90
4.7
Eredivisie
22
Nov
SPA
Sparta Rotterdam
1-0
ADO Den Haag
ADO
90
6.6
Eredivisie
15
Nov
GAE
Sparta Rotterdam
1-1
Go Ahead Eagles
SPA
90
6.4
Eredivisie
08
Nov
SPA
Sparta Rotterdam
3-0
SC Enschede
ENS
90
7.4
1968 Pos. Rating
Eredivisie
26
May
SPA
Sparta Rotterdam
1-1
SC Telstar
TEL
AVG
65 77%
Eredivisie
12
May
SPA
Sparta Rotterdam
1-4
ADO Den Haag
ADO
AVG
66 80%
Eredivisie
15
Apr
AJA
Sparta Rotterdam
3-0
Ajax
SPA
AVG
67 83%
Eredivisie
10
Mar
SPA
Sparta Rotterdam
4-1
Amsterdam FC DWS
DWS
AVG
68 88%
Eredivisie
18
Feb
SPA
Sparta Rotterdam
3-0
PSV
PSV
AVG
68 90%
1967 Pos. Rating
Eredivisie
26
Dec
NAC
Sparta Rotterdam
1-0
NAC Breda
SPA
AVG
69 94%
Eredivisie
24
Dec
SPA
Sparta Rotterdam
1-1
Feyenoord
FEY
AVG
69 94%
Eredivisie
17
Dec
VVD
Sparta Rotterdam
1-1
VV Dos
SPA
AVG
68 91%
Eredivisie
03
Dec
TEL
Sparta Rotterdam
1-3
SC Telstar
SPA
AVG
68 91%
Eredivisie
12
Nov
SPA
Sparta Rotterdam
1-1
Fortuna 54
FOR
AVG
67 88%
Eredivisie
08
Oct
SPA
Sparta Rotterdam
3-0
Xerxes
XER
AVG
68 92%
Eredivisie
01
Oct
PSV
Sparta Rotterdam
1-5
PSV
SPA
AVG
69 93%
Eredivisie
24
Sep
SPA
Sparta Rotterdam
0-0
Twente
TWE
AVG
68 93%
Eredivisie
17
Sep
MVV
Sparta Rotterdam
0-0
MVV Maastricht
SPA
AVG
68 92%
Eredivisie
10
Sep
SPA
Sparta Rotterdam
5-0
Sittardia
SIT
AVG
68 91%
Eredivisie
03
Sep
DWS
Sparta Rotterdam
1-0
Amsterdam FC DWS
SPA
AVG
68 90%
Eredivisie
27
Aug
SPA
Sparta Rotterdam
1-1
FC Volendam
VOL
AVG
68 91%
Eredivisie
20
Aug
FEY
Sparta Rotterdam
3-1
Feyenoord
SPA
AVG
68 91%
Eredivisie
13
Aug
SPA
Sparta Rotterdam
3-0
VV Dos
VVD
AVG
68 92%
Eredivisie
21
May
SPA
Sparta Rotterdam
0-0
Sittardia
SIT
AVG
69 99%
Eredivisie
14
May
TEL
Sparta Rotterdam
2-0
SC Telstar
SPA
AVG
69 98%
Eredivisie
04
May
SPA
Sparta Rotterdam
2-0
Willem II
WIL
AVG
70 100%
Eredivisie
30
Apr
MVV
Sparta Rotterdam
0-1
MVV Maastricht
SPA
AVG
70 100%
Eredivisie
23
Apr
SPA
Sparta Rotterdam
1-0
Amsterdam FC DWS
DWS
AVG
70 99%
Eredivisie
20
Apr
GRO
Sparta Rotterdam
0-0
Groningen
SPA
AVG
69 97%
Eredivisie
09
Apr
TWE
Sparta Rotterdam
1-1
Twente
SPA
AVG
69 96%
Eredivisie
27
Mar
SPA
Sparta Rotterdam
2-0
NAC Breda
NAC
AVG
68 91%
Eredivisie
19
Mar
ELI
Sparta Rotterdam
1-1
Elinkwijk
SPA
AVG
68 91%
Eredivisie
12
Mar
SPA
Sparta Rotterdam
2-0
Xerxes
XER
AVG
68 90%
Eredivisie
05
Mar
ADO
Sparta Rotterdam
2-1
ADO Den Haag
SPA
AVG
68 90%
Eredivisie
26
Feb
SPA
Sparta Rotterdam
4-0
Fortuna 54
FOR
AVG
68 91%
Eredivisie
12
Feb
SPA
Sparta Rotterdam
2-1
Ajax
AJA
AVG
68 91%
Eredivisie
29
Jan
FEY
Sparta Rotterdam
2-1
Feyenoord
SPA
AVG
67 87%
Eredivisie
22
Jan
SPA
Sparta Rotterdam
1-0
Go Ahead Eagles
GAE
AVG
67 88%
Eredivisie
15
Jan
VVD
Sparta Rotterdam
1-3
VV Dos
SPA
AVG
67 82%
Eredivisie
01
Jan
SPA
Sparta Rotterdam
4-0
SC Telstar
TEL
AVG
66 80%
1966 Pos. Rating
Eredivisie
26
Dec
PSV
Sparta Rotterdam
1-0
PSV
SPA
AVG
66 79%
Eredivisie
18
Dec
SIT
Sparta Rotterdam
0-1
Sittardia
SPA
AVG
66 79%
Eredivisie
04
Dec
SPA
Sparta Rotterdam
2-1
MVV Maastricht
MVV
AVG
65 78%
Eredivisie
27
Nov
DWS
Sparta Rotterdam
1-0
Amsterdam FC DWS
SPA
AVG
65 77%
Eredivisie
20
Nov
SPA
Sparta Rotterdam
1-0
Twente
TWE
AVG
65 77%
Cup Winners Cup
16
Nov
SPA
Sparta Rotterdam
1-0
Servette
SER
AVG
65 77%
Eredivisie
13
Nov
NAC
Sparta Rotterdam
1-1
NAC Breda
SPA
AVG
65 76%
Cup Winners Cup
09
Nov
SER
Sparta Rotterdam
2-0
Servette
SPA
AVG
65 74%
Eredivisie
30
Oct
SPA
Sparta Rotterdam
2-1
Elinkwijk
ELI
AVG
65 75%
Eredivisie
23
Oct
XER
Sparta Rotterdam
0-0
Xerxes
SPA
AVG
65 75%
Eredivisie
16
Oct
SPA
Sparta Rotterdam
4-2
ADO Den Haag
ADO
AVG
65 73%
Eredivisie
09
Oct
FOR
Sparta Rotterdam
1-2
Fortuna 54
SPA
AVG
64 71%
Cup Winners Cup
05
Oct
SPA
Sparta Rotterdam
6-0
Floriana FC
FLO
AVG
63 68%
Eredivisie
02
Oct
SPA
Sparta Rotterdam
2-0
Groningen
GRO
AVG
62 65%
Eredivisie
25
Sep
AJA
Sparta Rotterdam
5-0
Ajax
SPA
AVG
62 65%
Cup Winners Cup
18
Sep
FLO
Sparta Rotterdam
1-1
Floriana FC
SPA
AVG
63 67%
Eredivisie
11
Sep
SPA
Sparta Rotterdam
0-0
Feyenoord
FEY
AVG
62 64%
Eredivisie
04
Sep
GAE
Sparta Rotterdam
2-4
Go Ahead Eagles
SPA
AVG
61 60%
Eredivisie
28
Aug
SPA
Sparta Rotterdam
2-0
VV Dos
VVD
AVG
60 57%
Eredivisie
21
Aug
WIL
Sparta Rotterdam
0-3
Willem II
SPA
AVG
60 57%
Eredivisie
14
Aug
SPA
Sparta Rotterdam
0-0
PSV
PSV
AVG
59 54%
Eredivisie
22
May
FOR
Sparta Rotterdam
4-3
Fortuna 54
SPA
AVG
60 57%
Eredivisie
19
May
SPA
Sparta Rotterdam
1-0
Amsterdam FC DWS
DWS
AVG
60 57%
Eredivisie
15
May
VVD
Sparta Rotterdam
5-1
VV Dos
SPA
AVG
60 55%
Eredivisie
08
May
HER
Sparta Rotterdam
3-1
Heracles
SPA
AVG
60 56%
Eredivisie
01
May
SPA
Sparta Rotterdam
0-3
Go Ahead Eagles
GAE
AVG
60 57%
Eredivisie
24
Apr
TEL
Sparta Rotterdam
0-0
SC Telstar
SPA
AVG
61 59%
Eredivisie
11
Apr
SPA
Sparta Rotterdam
1-1
PSV
PSV
AVG
61 59%
Eredivisie
09
Apr
MVV
Sparta Rotterdam
2-4
MVV Maastricht
SPA
AVG
60 57%
Eredivisie
03
Apr
SPA
Sparta Rotterdam
1-3
Ajax
AJA
AVG
60 55%
Eredivisie
27
Mar
ELI
Sparta Rotterdam
1-2
Elinkwijk
SPA
AVG
59 54%
Eredivisie
20
Mar
SPA
Sparta Rotterdam
0-2
Feyenoord
FEY
AVG
59 52%
Eredivisie
13
Mar
TWE
Sparta Rotterdam
0-4
Twente
SPA
AVG
59 53%
Eredivisie
06
Mar
SPA
Sparta Rotterdam
0-1
Willem II
WIL
AVG
57 47%
Eredivisie
27
Feb
GRO
Sparta Rotterdam
1-0
Groningen
SPA
AVG
57 47%
Eredivisie
06
Feb
SPA
Sparta Rotterdam
0-4
ADO Den Haag
ADO
AVG
57 48%
Eredivisie
30
Jan
SPA
Sparta Rotterdam
2-1
Fortuna 54
FOR
AVG
58 50%
Eredivisie
09
Jan
DWS
Sparta Rotterdam
1-1
Amsterdam FC DWS
SPA
AVG
58 51%
1965 Pos. Rating
Eredivisie
26
Dec
SPA
Sparta Rotterdam
3-1
VV Dos
VVD
AVG
57 48%
Eredivisie
12
Dec
SPA
Sparta Rotterdam
6-0
Heracles
HER
AVG
57 48%
Eredivisie
24
Oct
SPA
Sparta Rotterdam
7-2
MVV Maastricht
MVV
AVG
57 48%
Eredivisie
10
Oct
AJA
Sparta Rotterdam
0-1
Ajax
SPA
AVG
57 46%
Eredivisie
29
Aug
SPA
Sparta Rotterdam
1-2
Groningen
GRO
AVG
56 43%
Eredivisie
22
Aug
ADO
Sparta Rotterdam
2-2
ADO Den Haag
SPA
AVG
56 44%
Eredivisie
02
May
SPA
Sparta Rotterdam
1-1
VV Dos
VVD
AVG
57 47%
Eredivisie
25
Apr
MVV
Sparta Rotterdam
2-0
MVV Maastricht
SPA
AVG
57 46%
Eredivisie
19
Apr
SPA
Sparta Rotterdam
2-2
Amsterdam FC DWS
DWS
AVG
57 46%
Eredivisie
11
Apr
ADO
Sparta Rotterdam
1-0
ADO Den Haag
SPA
AVG
56 44%
Eredivisie
04
Apr
SPA
Sparta Rotterdam
0-0
Go Ahead Eagles
GAE
AVG
56 44%
Eredivisie
28
Mar
ENS
Sparta Rotterdam
1-1
SC Enschede
SPA
AVG
55 43%
Eredivisie
21
Mar
SPA
Sparta Rotterdam
1-0
Fortuna 54
FOR
AVG
55 41%
Eredivisie
07
Mar
FEY
Sparta Rotterdam
3-1
Feyenoord
SPA
AVG
55 40%
Eredivisie
21
Feb
SPA
Sparta Rotterdam
2-2
PSV
PSV
AVG
55 40%
Eredivisie
14
Feb
GRO
Sparta Rotterdam
1-2
Groningen
SPA
AVG
53 38%
Eredivisie
07
Feb
SPA
Sparta Rotterdam
0-0
Ajax
AJA
AVG
52 35%
Eredivisie
24
Jan
TEL
Sparta Rotterdam
1-0
SC Telstar
SPA
AVG
51 32%
Eredivisie
17
Jan
SPA
Sparta Rotterdam
1-0
Sittardia
SIT
AVG
51 32%
Eredivisie
03
Jan
SPA
Sparta Rotterdam
1-0
NAC Breda
NAC
AVG
51 32%
1964 Pos. Rating
Eredivisie
20
Dec
VVD
Sparta Rotterdam
0-4
VV Dos
SPA
AVG
50 30%
Eredivisie
13
Dec
SPA
Sparta Rotterdam
5-1
MVV Maastricht
MVV
AVG
48 25%
Eredivisie
29
Nov
DWS
Sparta Rotterdam
7-1
Amsterdam FC DWS
SPA
AVG
46 23%
Eredivisie
22
Nov
SPA
Sparta Rotterdam
1-0
ADO Den Haag
ADO
AVG
47 23%
Eredivisie
15
Nov
GAE
Sparta Rotterdam
1-1
Go Ahead Eagles
SPA
AVG
46 22%
Eredivisie
08
Nov
SPA
Sparta Rotterdam
3-0
SC Enschede
ENS
AVG
45 20%